Most liked posts in thread: Advice on handling an insurance claim

  1. Nathan

    Nathan Founder

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    #2 Nathan, Apr 18, 2012
    Have you contacted your own insurance company?

    Usually they will tell you get it fixed on their own dime then go fight with the other persons insurance to get relief.
     
  2. Crashton

    Crashton Club Coordinator

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    #6 Crashton, Apr 18, 2012
    You will get your deductible back when Geico gets paid. Yes Geico will get paid.
     
  3. goaljnky

    goaljnky New Member

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    #9 goaljnky, Apr 19, 2012
    Yeah. Maybe the judge will make her his butler.

    /Seinfeld reference.
     
  4. Minidave

    Minidave Well-Known Member
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    #3 Minidave, Apr 18, 2012
    Your insurance company will repair your car, then go after the other guys.....let them.

    That's what you pay them for.....
     
  5. Jason Montague

    Jason Montague New Member
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    #8 Jason Montague, Apr 19, 2012
    :cornut: WOW! Johngo. You need to write that up for a TV Sitcom script.:Thumbsup:

    Jason
     
  6. MNMLST

    MNMLST New Member

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    #12 MNMLST, Oct 4, 2012
    Last edited: Oct 4, 2012
    UPDATE

    I quit being stubborn and followed your advice to file the claim with my insurance co. rather than with that of the other party. Geico wasted no time to set me up with a preferred local body shop and within less than a week repairs were completed. However, I had to pay the deductible out of pocket. I wasn't happy about that. It is Geico's policy to recover their losses. But, given that they only covered 25% of the total cost of repairs, I doubted that they'd waste any effort to recover it.

    Just when I had lost all hope, I receive a check in the amount of my deductible from Geico. It took nearly 5 months, but they came through.

    After the accident, I don't see my Mini quite in the same way I used to. The magic is gone. I know it has been violated and that bugs me. But recovering my deductible make the accident easier to live with.
     
  7. Johngo

    Johngo New Member
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    #7 Johngo, Apr 19, 2012
    Just went through something similar with a psycho SUV driver. Sat on "hold" for two weeks with NOTHING getting done on my car because the crazy b*tch thought she was going to fight me on it... Got my deductible back and my attorney is now going for blood since she has since gotten two speeding tickets and another accident under her belt.

    Let your insurance co. handle it. You will get your $$$ back.

    Good luck with it.
     
  8. Crashton

    Crashton Club Coordinator

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    #4 Crashton, Apr 18, 2012
    ^ Nathan gives good advice. Have your insurance provider pay for your fix & go after the other guy's insurance.
     
  9. MNMLST

    MNMLST New Member

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    #5 MNMLST, Apr 18, 2012
    Thanks for the replies so far.

    My insurance co., Geico, did offer me that option, but I didn't want to fork the deductible. Why should I spend a penny? It's their fault.
     
  10. eMINIparts

    eMINIparts Well-Known Member
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    #10 eMINIparts, Apr 19, 2012
    Anytime we can get a Seinfield reference that is a Thumbs up :)

    And for a responce. That is why you have insurance so use it. Yes paying the deductible is a pain but fighting the other insurance company is a bigger pain. Let GEICO fight for you that is why you pay every month let them fight and you will eventually get the deductible refunded. Better to do that and get your car fixed than fighting and still have a crashed up car sitting there. Just think you could be out now MOTORING.

    Good luck to ya
     
  11. MNMLST

    MNMLST New Member

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    #11 MNMLST, Apr 24, 2012
    Your resounding advice has been noted.

    But, at least for now, I intend to fight. It's a matter of principle, I'm afraid. My $500 should stay in my rainy day fund where it should be, not wagered in a battle between insurance companies.

    Good thing my Mini only sustained body damage and still runs perfectly.


    :lol: In my case, I wish I could, but given how clumsy the other driver is... :lol:
     
  12. Dave.0

    Dave.0 Helix & RMW Powered
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    #13 Dave.0, Oct 4, 2012
    Glad everything worked out and you got your money back.