You own what is considered the best series of MINI made to far....the R53. I agree with Chuck, bank the money and go have some fun. The only teeth gritting that should be necessary is from the perpetual smile you'll have while driving.
If you plan to mod your MINI you will be throwing your money away. Mods will void that warranty. I'm not a believer in extended warranties. Put that money in the bank & use it for repairs if needed.
I have no plans to mod, but your point is well taken. Bank the payment for the "insurance" and make it an annual commitment and repairs should be financed with some luck. Most of the policies that are "cheap" don't cover anything, and the ones that seem to cover the right things are expensive and probably won't cover "that" thing anyway!
And I'm not a fan of extended warranties either. It's just that reading about the potential failures and related expenses has me a bit unnerved. I guess I need to grit my teeth and jump in!
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