HELP!!! My beloved Kitt3n (mini cooper s hardtop 2013) in the shop (Mini dealer) and they tell me I need a new clutch and assorted other parts (starter included) totalling $10,000. the car is worth between $10-11K. Do I get an independent work up? Is it worth fixing or will more begin to crumble? Should I get a new car? Get a used car? Fix her up and trade in/sell independently? Ideas?